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Release yourself from bank guarantees.

We guarantee you’ll be better off.

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Neil Perry prefers eGuarantee for commercial lease security

eGuarantee not only secures your commercial lease with a Lease Bond...

We’ve removed all the hurdles.
Digitising, personalising, and simplifying your security with our Lease Bond Solution. So you can free up your most valuable assets – time and money.

Working with over 50 leading Australian & NZ landlords

Your bank guarantee

Lease Bonds. Security without the handcuffs.
Tenants: Release your cash

There are many bank guarantees, but none let you keep your cash in your business like eGuarantee.

Landlords: Release your worries

100% digitally secure, 100% claims paid -in days - and an S&P A+ rating. Make risk a thing of the past.

Nobody has to compromise

Commercial lease security is all we do, and we make it work for you. Why would you bank guarantee when you can eGuarantee?

Proptech Valuation Financial Solutions

Fully digital, so you're fully in control.

No paper, no pens on strings, no queues, no waiting, no fraud, no dramas.

1. Tenants can check their eligibility

Few simple questions to check if they qualify for a Lease Bond. Our minimum bond value is $20K.

Check eligibility
2. Apply & get approved in 48 hrs

Submit all application requirements online. Our team is also available to chat through the process. Once submitted, our credit team can give a pre-approval within 48 hours during business days.

3. Secure your lease, get on with business

Once all lease agreements are agreed with – we’ll work with the landlord or agent to issue the Lease Bond which is managed on our tech platform – and everyone can get on with business.

Happy customers who made the switch to eGuarantee

As the director of an accounting firm, I can say to any business looking to maximise working capital, eGuarantee is a great solution for you.

Charlotte Bungard | Director, Scendar

The experience dealing with eGuarantee was seamless right from the first contact ...to the online platform and getting the approval. I would really recommend eGuarantee for anyone looking to grow their business.

Geoff Lewis | Managing Director, Bowerbird Interiors

The eGuarantee Lease Bond solution is for commercial leases only at this stage, with a minimum lease bond value of $20,000 up to several million dollars.

Got questions? Sure! Call us on 1300 561 804 .
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The dominant form of lease security in the US and the UK, now available in Australia and New Zealand

eGuarantee offers a Lease Bond as an alternative to bank guarantees for commercial leas security. It’s is the most common form of lease security in the US and the UK.

Why? Because it is faster, easier and more secure than a bank guarantee.

FAQs

How much does a Lease Bond cost?

Once approved, tenants pay an annual fee for a Lease Bond to be issued. For bonds below $200k in security value, the annual fee is 5.5% p.a (so for a $200,000 bond, the fee is $11,000 per annum). Above $200k, the rate drops, and is determined at the financial assessment.

A once off establishment fee of also applies and, in some cases, legal fees may be incurred, depending on the organisational structure and requirements.

You will receive the full payment schedule ahead of issuance, before you decide to commit. There is no cost to apply.

 

What exactly is a Lease Bond?

Lease Bonds might sound unfamiliar, but they’re just a type of surety bond – a staple in the financial world. They’re hugely popular in the US, but down here in Australia and New Zealand, they’re still the new kid on the block.

At eGuarantee, we’re bringing Lease Bonds into the spotlight. Our bonds are tailor-made to guarantee commercial lease security. Backed by an S&P A+ rated global insurer, they ensure landlords get their security amount if a tenant breaches their lease obligations.

Here’s the game-changer: because Lease Bonds tap into insurance markets, tenants don’t need to lock up their cash. Instead, they pay a simple annual fee for the guarantee.

We’re currently offering Lease Bonds starting from $20,000 – keeping it smooth, secure, and seriously smart for businesses.

Can eGuarantee be used mid-term if already locked into a lease?

Absolutely—subject to your landlord’s approval.

Tenants can transition to eGuarantee at any point, even mid-lease, giving them the flexibility to free up cash collateral or banking lines whenever they need.

What are the eligibility criteria for tenants?

A financial assessment forms part of the application process. Generally, businesses need to:

  • Have been trading for 12+ months
  • Provide company financials
  • No ATO arrangements or payment plans

Other credit criteria may apply.

How do I apply?

Applications are quick and fully online through our tech platform. Simply create an account here to get started.

You’ll need the following documents:

  • Finalised and signed financial statements (profit and loss, balance sheets) for the last two financial years
  • A summary of banking and non-banking facilities
  • Your organisation structure
  • A copy of the heads of agreement or lease agreement

The form takes about 10 minutes to complete, and initial assessments are typically completed within 2 business days.

We recommend allowing at least two weeks from application to Lease Bond issuance. However, with fast information supply and landlord and tenant availability on the platform, we can issue the Lease Bond in as little as 5 business days

What documents do I need for the application?

For the initial assessment, the following documents are required:

• Latest accountant-prepared annual financial statements – finalised and signed by management
• Year-to-date management accounts (P&L and Balance Sheet pulled from accounting platform)
• Schedule of banking and non-banking financing facilities (including any overdraft facility, trade advances, business credit card, chattel mortgage)
• Group and shareholding structure
• Draft or signed Head of Agreement / Lease Agreement, if available.

Ready to move on from the outdated bank guarantee?

Let's chat!
Contact Us

[email protected]
1300 561 804

[email protected]

1300 561 804

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eGuarantee acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of Country and Culture. We pay our respect to First Nations peoples and their Elders, past and present.

eGuarantee’s lease bond solution is issued by Assetinsure – Australia and New Zealand’s largest provider of surety bonds – as agent on behalf of international A+ S&P rated insurer HDI Global Specialty SE.

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