By accepting the following terms and conditions you consent to Securegistry Pty Ltd ACN 616 322 484 (“eGuarantee”) and our related companies from time to time (‘we’, ‘us’) collecting, using and disclosing personal information about you in accordance with our Privacy Policy (as updated from time to time).
We may use personal information about you for the purpose of providing you with credit, for direct marketing of products, and to enhance services offered by us or any of our associates. The information provided by you will be held by us in accordance with our Privacy Policy.
You can gain access to the information held about you by contacting us on 1300 561 804. You have the right to request not to receive direct marketing material by advising us at any time. It is not mandatory for you to provide us with the personal information that we request – however if you do not do so it may affect the products and services that we can provide to you.
You consent that we (including any of our overseas associates on our behalf) can do any of the following at any time:
Seek and use personal credit information about you to assess an application for credit or making any future offer to you.
Seek and use landlord information and rental confirmation from your current landlord.
Seek and use a credit report about you provided by a credit-reporting agency for the purpose of assessing your application.
Give to a credit reporting body personal or commercial information about you. The information may include identity particulars; the fact that credit has been applied for and the amount; the fact that we are a current credit provider to you; advice that payments are no longer overdue; advice that cheques drawn by you have been dishonoured more than once; in specified circumstances that in our opinion you have committed a serious credit infringement; and the credit provided to you by us has been paid or otherwise discharged.
Disclose personal information about you as required by law, or to organisations involved in providing credit to you, any of our associates or contractors, the Department of the Treasury or other relevant agency of the Commonwealth of Australia in relation to the Australian Government’s Coronavirus SME Guarantee Scheme (if applicable) or people considering acquiring or taking an interest in our business or assets. This includes disclosing personal information about you to the third-party technology providers that we use to process your application for a guarantee, some of whom are based overseas.
By obtaining from you access to your internet banking, our third-party service provider will access your personal information for the purpose of providing your bank account information to us. We will obtain up to the last twelve (12) months bank transactions on the date you apply for a product from us, in addition to further ongoing bank transactions for the term of said product, for the purpose of assessing any future application or making any future offer to you. We note that your bank’s terms may prohibit you from sharing your login, so you agree to appoint our third-party service provider as your agent to access your internet banking on your behalf solely for these purposes and you consent to our ongoing access to this information for the term of the product and the purposes outlined above.
Disclose personal information about you to a credit reporting agency for the purpose of verifying your identity against the information held on your credit file. Should you not agree to have your identity verified by these means, please contact us so that we can discuss other options with you.
If you provide any personal information to us about another person, you confirm that you have the authority of that person to share their information with us and to permit us to hold, use and disclose their information in accordance with our Privacy Policy. You must inform them of their rights to access and request correction of their information set out in our Privacy Policy (as updated from time to time).
eGuarantee acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of Country and Culture. We pay our respect to First Nations peoples and their Elders, past and present.
eGuarantee’s lease bond solution is issued by Assetinsure – Australia and New Zealand’s largest provider of surety bonds – as agent on behalf of international A+ S&P rated insurer HDI Global Specialty SE.
